This notice is provided to you so that you may know how we collect information about you, the type of information ClosingToolbox.com (“we”, “CT”) collect, what we may disclose to our affiliates and non-affiliated third parties, and the steps we take to protect personal information about you.
We use good-faith efforts to maintain electronic, physical and procedural safeguards to your non-public information. However, since the internet is inherently vulnerable we do not insure or warranty the security of any information you transmit to us, and you do so at your own risk.
What We Collect
We collect two types of information from you: personal information and browsing information. First, we must collect a certain amount of personal information about you in order to provide customer service, offer new products or services, administer products, and fulfill legal and regulatory requirements. Therefore, as part of our servicing of your requests, we may obtain certain nonpublic personal information about you. This information includes facts and data that we receive from you, real estate professionals, lenders, government agencies, and/or other authorized persons in varying manners, including but not limited to title orders, sales contracts, company required forms, telephone calls, correspondence, and other processing forms; facts and data about your transactions with us, our affiliates or others; and facts and data we receive from consumer reporting agencies. We may collect the following types of browsing information: internet protocol (IP) address or device, domain type, browsing history, such as time spent at a domain, time and date and number of clicks, http headers and operating system and fingerprinting data. Browsing information may be collected automatically each time a user visits our website and includes generic information and reveals nothing personal about the user.
How We Use Your Information
We use your personal information in a variety of ways, including:
- To process your requests, transactions, purchases, payments and to prevent transactional fraud;
- To create and manage your account;
- To fulfill or respond to the reason for which the information is provided;
- To assist third parties and service providers who complete transactions or perform services on CT’s behalf;
- To protect and enforce our collective rights arising under any agreement entered into between CT and you or any third party;
- To operate, evaluate and improve our business;
- To deliver advertisements about products and services from us and third parties that may be of interest to you; and
- To comply with laws, regulations and other legal requirements.
How We Share Your Information
We do not sell your personal information to non-affiliated third parties. We restrict access to the information to authorized individuals who need to know this information to provide services and products to you. We may also provide all of the types of nonpublic personal information listed herein to one or more of the companies with which we do business in offering our services and/or fulfilling your request for services. Such companies include title insurance companies, law firms providing title insurance services including title examination services, title commitments, title insurance, property surveyors, environmental inspection companies, companies involved in real estate services such as appraisal companies, home warranty companies, escrow companies, lenders, financial institutions and other real estate related companies. Further, we may also provide all the information we collect as described herein to companies that perform marketing services on our behalf, on behalf of affiliated companies, or to financial institutions with whom we or our affiliated companies have joint marketing agreements or as authorized by you, or as required or permitted by applicable law.
The law does permit us to share information about you with our affiliates, including insurance companies and insurance service providers.
Information You Provide
You are responsible for the accuracy, timeliness and completeness of all information provided by CT in connection with your use of the CT website and CT services. CT is not responsible for any claims relating to any inaccuracy, untimeliness or incomplete information you provide.
No Action Is Required By You
You do not need to do anything as a result of this notice. It is meant to inform you of how we safeguard nonpublic personal information about you.
CT and/or its affiliates may use cookie technology. A cookie is a small piece of data sent to your internet browser and stored on your hard drive so that our computer will recognize your computer and make using this website easier. Cookies may save you time when visiting this website. You may choose whether to accept or reject cookies by changing our internet browser preferences which may impair some of the functions of this website.
Privacy Outside This Website
Changes to Our Privacy Notice
We reserve the right to amend this privacy notice at any time at our discretion. If we make changes to this privacy notice, we will post an updated notice on CT’s website. Your continued use of this website constitutes your acceptance of any such amendment.
We maintain reasonable facilities and systems to protect against unauthorized access to and corruption of the date we maintain.
Your Consent To This Privacy Notice
By submitting information to us or using this website you are accepting and agreeing to the terms of this Privacy Notice.
We believe we should behave responsibly when we use information about a consumer in our business. We will obey the laws governing the collection, use and dissemination of data. It is our goal to ensure that all the information we collect is accurate and complete. Please notify us if you believe information is inaccurate.
If you have questions or comments about this notice, the ways CT collects and uses information, or your choices and rights regarding the use of information or this Site, please contact us at: